среда, 29 июня 2011 г.
Your Car Insurance
Consider as high a deductible as you can reasonably afford, since higher deductibles translate into lower insurance premiums. Review quotes and policies carefully to make sure you are only paying for coverage you really need.
If you have homeowner insurance, ask your agent if you are covered already for certain items you might be charged again for on your auto policy. ebay gmc radiator sonoma. After you have gotten quotes from different car insurance carriers, it is usually a good idea to create a spreadsheet to help you avoid comparing apples to oranges. Set up a scenario with car repairs and medical expense to best compare the coverage differences under real-life situations. Once you have chosen the two least expensive automobile insurance policies for the coverage you need, contact a reputable body shop in your area for a referral.
Automobile body shops deal with insurance companies every day, and you want to make sure the company you send your premiums to each month will be responsive and fair if you have to make an insurance claim. The body shop probably has a good insider opinion on how the insurance company operates, how long it takes to get an adjuster to view the damaged vehicle, how long it takes to get paid on a claim, how fair the estimate was, were used parts requested versus brand new parts and so on. Trust me, a 10 minute talk with a reputable body shop manager can reveal a lot of great information about an insurance company and how they tend to handle their claims.
A few dollars difference in premium dollars to get coverage from a company that handles their claims properly may save you a world of hassle in the event of an automobile accident.
You can find the most lucrative your car insurance quotes in your area just visiting www.thecarinsurancefinder.com site. Just leave your ZIP code.
вторник, 28 июня 2011 г.
Front Wheel Drive vs. Rear Wheel Drive
The debate over which driving style reigns supreme - front wheel or rear while drive - has been raging for decades, but may finally be settled thanks to modern vehicles combining the best of both worlds.
Rear wheel drive is likely the most familiar style for most drivers, due to this being the industry standard for the majority of automotive history. The Free Car Stories . By allowing the front wheels to concentrate solely on steering, while the rear wheels deliver the power, acceleration can be improved and torque steering eliminated, giving drivers greater control over their cars.
By contrast, front wheel drive has traditionally been a method of producing lighter and more fuel-efficient vehicles, by placing the engine and transaxle in the front of the car and improving weight distribution to aid drivers on slippery roads. bmw k1200s forum. Front wheel drive has been used in many cars since as early as the 1920s, but began to take off in the 1970s and 80s, eventually outpacing rear wheel drive in many cases.
The automotive landscape is changing, however, with more recent developments such as traction control and stability management systems negating the advantages of front wheel drive on icy roads. Now, both driving styles can be equally safe, and can be evaluated more fairly.
While front wheel drive is still the more appealing option for economic motorists looking for lighter and less fuel-hungry cars, their front-heavy build can generate problems of its own - particularly torque steer, which is not an issue for rear wheel drive. Front wheel drive also tends to be less powerful than rear wheel drive, by using the same two wheels to both steer and accelerate.
Due to aforementioned advances in vehicle technology, the issue of front or rear wheel drive is no longer a pressing concern among most motorists, with test drives revealing that the make and model of a car play a much larger part in its performance. However, the fact remains that most cars designed for speed and performance favour rear wheel drive, while front wheel is the leading choice in areas where adverse road conditions are more prevalent.
Whether your car drives using the front or rear wheels may play some part in your safety out on the roads, but overall your safety is more down to the reliability of the type of car you drive, as well as your personal driving technique, which will determine your risk of being involved in accidents and needing windscreen replace and other repairs.